EFOA is a national consumer finance company extending Consumer Installment Loans.

Looking for Immediate Cash? EFOA Is Your Solution.

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Get Cash

Our fast flexible installment loan product is always there for you when you need it whether for a family emergency, a celebration or tiding one over from time to time. Some of our competitors take days to decide if you qualify for a loan. Not us. Once you have sent in all of the required documentation and a completed application, a decision will be made within 30 minutes and on some cases your funds will be in your account that day.

Our Process

  • Fast and Secure
  • No Hard Credit Scoring
  • Simple Approval Process

Contact us today.